Step inside the laptop bank

by kiwanja

In the world of social innovation, many of the smartest ideas focus on “market inefficiencies” and, in particular, ways of reducing them. As increasing numbers of mobile operators implement airtime transfer systems and mobile money functionality on their networks – particularly in developing countries – opportunities also increase for locally-run microfinance institutions and their customers at the bottom of the pyramid.

In the spirit of social innovation, Ben Lyon recognised the opportunity early. The result? FrontlineSMS:Credit – a first in laptop banking – announced last week at Africa Gathering in London.

FrontlineSMS:Credit landscape

The concept is simple:

FrontlineSMS:Credit aims to make every formal financial service available to the entrepreneurial poor in 160 characters or less. By meshing the functionality of FrontlineSMS with local mobile payment systems, implementing institutions will be able to provide a full range of customizable services, from savings and credit to insurance and payroll

The FrontlineSMS:Credit system is in essence a convergence of SMS-aggregating software and mobile commerce systems, which together provide an efficient and accessible platform for microfinance institutions (MFIs) to deliver and track loans via Short Message Service (SMS). Since FrontlineSMS:Credit utilises the widely available GSM wireless telephone network, implementing MFIs need neither an Internet connection nor a permanent office to conduct business. Not only that, MFIs will be able to make use of alternative power sources such as solar panels, allowing them to operate ‘off the grid’. This could provide a comparative advantage for those working in rural and underserved areas.

FrontlineSMS:Credit Uses

Based on the successful FrontlineSMS:Medic model, FrontlineSMS:Credit is a new venture, and Ben is currently building his team. He has a range of vacancies for anyone interested in helping develop the concept. A number of large microfinance-based institutions, and major international development agencies, have already expressed strong interest in being part of his “democratising finance” movement. Further details of the project, and current vacancies, are available on the project website at http://credit.frontlinesms.com

Congratulations Ben!

(You can read an earlier article on CreditSMS (now FrontlineSMS:Credit) on PC World here)

293 comments

1 Tweets that mention Step inside the laptop bank | Build it Kenny, and they will come... -- Topsy.com { 10.15.09 at 6:27 pm }: [...] This post was mentioned on Twitter by Ken Banks, Ben Lyon. Ben Lyon said: Love it! RT @kiwanja "Step inside the laptop bank" on the launch of the new FrontlineSMS:Credit initiative http://is.gd/4lc7m. [...]
2 Ben Lyon { 10.15.09 at 6:31 pm }: Thanks so much, Ken! We couldn’t have done any of this without you. To infinity and beyond!

Cheers,
Ben
3 Beverley { 10.15.09 at 6:43 pm }: What an incredible idea!! A very simple concept all round. Wow!! Can’t wait to read more as this thing rolls out. Well done Ben.
4 Scott Everett { 10.15.09 at 11:10 pm }: Ben,

I think a focus on the BoP is something all of the Mobile Money buzz has not clearly addressed, so excited to see that focus in your work. A key question we continue to ask is whether the efficiencies and time savings MM could generate for an MFI will allow them to focus on reaching the unbanked. In other words, is it a focus on MFIs that is the optimal channel to the BoP?

Looking forward to discussing these questions and many more with you next week!

Cheers,

Scott
5 Gene Ward { 10.16.09 at 6:26 am }: really exciting stuff!
6 kiwanja { 10.16.09 at 6:32 am }: @Scott – I wouldn’t say that MFIs are the only channel, but they’re certainly part of the mix, and for something like Ben’s project they’re likely the best place to start. Looking forward to discussing this more with you!
7 Peter Drake { 10.16.09 at 8:51 am }: i’m a big fan of disruptive technologies, and this looks like a great example (as medic was when it came out). fascinating to see these spin-offs coming from the core \o/ tech, of which i’m also a big fan
8 Edward Scotcher { 10.16.09 at 9:58 am }: \o/

We were thrilled to hear your news at Africa Gathering about FronlineSMS:Credit. Thanks for coming along!
9 mike grenville { 10.16.09 at 10:06 am }: very pleased to hear about this development which I have been anticipating for a while now. I think there will be a lot of interest in this not just in the developing world but also in communities who are launching local currencies – such as Lewes, Brixton, Totnes and Stroud have done in the UK.
10 Arjun Verma { 10.16.09 at 10:51 am }: very interesting
11 SavvyPriya { 10.16.09 at 12:40 pm }: RT @kiwanja: Laptop and phone become a mobile bank? "Step inside the laptop bank" on the launch of FrontlineSMS:Credit http://is.gd/4lc7m

[Original tweet, Topsy page]
12 Michelle { 10.16.09 at 1:02 pm }: @openbank Small is better? RT @wesabe "A nation-wide bank run from a single laptop": http://bit.ly/yvzUY

[Original tweet, Topsy page]
13 justmichelle { 10.16.09 at 1:02 pm }: @openbank Small is better? RT @wesabe "A nation-wide bank run from a single laptop": http://bit.ly/yvzUY
14 Simon+Associates { 10.16.09 at 2:55 pm }: RT @wesabe: "A nation-wide bank run from a single laptop": http://ow.ly/uIN5

[Original tweet, Topsy page]
15 simonworld { 10.16.09 at 2:55 pm }: RT @wesabe: "A nation-wide bank run from a single laptop": http://ow.ly/uIN5
16 Theresa Ann Conner { 10.16.09 at 4:20 pm }: SUPER news!!
17 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
18 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
19 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
20 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
21 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
22 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
23 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
24 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
25 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
26 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
27 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
28 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
29 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
30 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
31 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
32 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
33 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
34 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
35 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
36 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
37 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
38 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
39 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
40 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
41 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
42 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
43 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
44 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
45 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
46 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
47 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
48 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
49 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
50 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
51 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
52 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
53 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
54 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
55 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
56 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
57 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
58 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
59 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
60 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
61 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
62 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
63 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
64 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
65 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
66 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
67 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
68 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
69 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
70 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
71 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
72 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
73 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
74 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
75 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
76 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
77 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
78 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
79 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
80 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
81 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
82 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
83 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
84 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
85 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
86 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
87 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
88 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
89 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
90 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
91 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
92 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
93 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
94 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
95 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
96 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
97 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
98 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
99 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
100 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
101 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
102 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
103 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
104 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
105 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
106 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
107 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
108 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
109 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
110 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
111 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
112 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
113 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
114 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
115 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
116 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
117 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
118 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
119 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
120 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
121 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
122 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
123 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
124 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
125 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
126 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
127 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
128 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
129 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
130 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
131 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
132 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
133 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
134 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
135 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
136 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
137 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
138 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
139 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
140 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
141 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
142 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
143 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
144 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
145 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
146 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
147 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
148 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
149 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
150 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
151 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
152 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
153 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
154 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
155 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
156 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
157 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
158 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
159 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
160 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
161 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
162 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
163 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
164 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
165 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
166 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
167 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
168 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
169 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
170 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
171 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
172 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
173 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
174 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
175 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
176 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
177 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
178 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
179 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
180 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
181 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
182 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
183 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
184 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
185 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
186 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
187 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
188 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
189 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
190 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
191 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
192 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
193 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
194 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
195 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
196 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
197 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
198 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
199 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
200 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
201 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
202 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
203 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
204 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
205 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
206 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
207 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
208 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
209 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
210 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
211 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
212 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
213 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
214 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
215 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
216 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
217 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
218 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
219 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
220 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
221 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
222 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
223 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
224 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
225 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
226 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
227 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
228 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
229 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
230 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
231 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
232 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
233 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
234 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
235 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
236 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
237 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
238 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
239 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
240 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
241 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
242 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
243 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
244 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
245 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
246 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
247 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
248 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
249 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
250 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
251 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
252 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
253 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
254 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
255 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
256 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
257 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
258 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
259 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
260 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
261 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
262 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
263 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
264 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
265 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
266 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
267 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
268 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
269 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
270 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
271 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
272 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
273 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
274 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
275 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!

[Original tweet, Topsy page]
276 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!
277 FrontlineSMS o/ { 10.16.09 at 4:25 pm }: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m <- Congrats to Ben at @creditsms!
278 dansinker { 10.16.09 at 4:26 pm }: WOW. RT @frontlinesms: "Step inside the laptop bank". Post on the launch of FrontlineSMS:Credit http://is.gd/4lc7m

[Original tweet, Topsy page]
279 Daily Brief: Update from C.K. Prahalad, African Social Enterprise Forum, FrontlineSMS:Credit - Marco Puccia : Business and Development { 10.16.09 at 6:37 pm }: [...] Step Inside the Laptop Bank – Introducing FrontlineSMS:Credit (via Ken Banks) – Ken Banks is the founder of FrontlineSMS, a free software that allows individuals and organizations to create and run SMS-based networks. The software has been used by Ushahidi to track and report post-election violence in Kenya and many other cases in the last few years. Josh Nesbit used the platform to introduce FrontlineSMS:Medic — creating a network of healthcare professionals in the developing world and providing them with the SMS-based tools to interconnect and operate effectively. [...]
280 Joshua Cohen { 10.16.09 at 6:49 pm }: great news….now we need FrontLineSMS: LaborMarket
281 lucasgonzalez { 10.16.09 at 6:52 pm }: laptop bank http://bit.ly/yvzUY @frontlinesms @ki

[Original tweet, Topsy page]
282 Lucas Gonzalez { 10.16.09 at 6:52 pm }: laptop bank http://bit.ly/yvzUY @frontlinesms @ki
283 lucasgonzalez { 10.16.09 at 6:52 pm }: laptop bank http://bit.ly/yvzUY @frontlinesms

[Original tweet, Topsy page]
284 Lucas Gonzalez { 10.16.09 at 6:52 pm }: laptop bank http://bit.ly/yvzUY @frontlinesms
285 lucasgonzalez { 10.16.09 at 6:53 pm }: http://bit.ly/yvzUY laptop bank @frontlinesms #collapsonomics

[Original tweet, Topsy page]
286 Lucas Gonzalez { 10.16.09 at 6:53 pm }: http://bit.ly/yvzUY laptop bank @frontlinesms #collapsonomics
287 kiwanja { 10.17.09 at 7:20 am }: @Ed – A big thanks to you for allowing us to announce the launch. Africa Gathering is a great platform for initiatives like this

@Mike – You know about my interest in local currencies and LETS schemes. It’s funny, but we did have a conversation around a similar kind of SMS initiative a year or two ago. FrontlineSMS:Credit will only work on the back of a network operator-provided money transfer system, so we’ll have to wait a little longer in the UK before we can do anything.

@Joshua – Tell me more!
288 downeym (Michael Downey) { 10.17.09 at 3:32 pm }: Step inside the laptop bank http://tinyurl.com/ykfyhlt
289 Michael Downey { 10.17.09 at 3:32 pm }: Step inside the laptop bank http://tinyurl.com/ykfyhlt

[Original tweet, Topsy page]
290 downeym { 10.17.09 at 3:32 pm }: Step inside the laptop bank http://tinyurl.com/ykfyhlt
291 miraj khaled { 10.19.09 at 11:30 pm }: RT @kiwanja: "Step inside the laptop bank" http://ow.ly/uIJC (congrats @creditsms) | future of computing is mobile+social

[Original tweet, Topsy page]
292 asterix { 10.19.09 at 11:30 pm }: RT @kiwanja: "Step inside the laptop bank" http://ow.ly/uIJC (congrats @creditsms) | future of computing is mobile+social
293 Paul van der Boor { 04.25.11 at 7:03 pm }: RT @TopsyRT: Step inside the laptop bank http://bit.ly/gaBZMi